48 docs tagged with "foreign-resident-banking"

ATM hours in Japan close early at most banks. This guide maps Seven Bank at 7-Eleven, Yucho, Lawson, and AEON hours, fees, and foreign cards.

Opening a bank account in Japan as a foreigner often runs into an informal six-month rule some banks apply. Here's why it exists and which banks skip it.

Bank account opening documents in Japan: residence card, address proof, My Number, hanko or signature, and phone tips for first-time openers.

Rejected for a Japanese credit card as a new resident? This guide explains the 1 to 3 year screening pattern and the documented steps that improve approval.

CRS Japan reporting means your bank sends account balance and income details to your home tax authority each year. How self-certification works.

Japan has two debit systems: domestic J-Debit and Visa/Mastercard brand debit. Compare acceptance, online use, and protections, and pick the right first card.

FBAR and FATCA reporting for US persons in Japan: who files FinCEN Form 114 and IRS Form 8938, living-abroad thresholds, deadlines, and penalties.

First credit cards in Japan for foreign residents: Rakuten, Epos, AMEX Japan, and employer routes, with terms, limits, and application notes.

Foreign-currency income with JPY expenses: how weak-yen and strong-yen windows shift spending power, plus monthly conversion discipline and tax residency rules.

FX fee comparison for Japan remittances: the three cost components, the Wise baseline method, and a worked JPY 100,000 example to find true all-in cost.

Hanko bank Japan rules for new account openers: when a signature suffices, when a registered bank seal is still asked for, and how to choose at opening.

Hiring a cross-border tax advisor in Japan explained: two-side coverage, typical fees, when to retain help, and when DIY software still works.

IC transit cards work as cash across Japan. Learn Suica, PASMO, and ICOCA interoperability, charging, caps, and mobile setup for daily spending.

iDeCo Japan explained: monthly caps by job type, three-stage tax breaks, foreign-resident eligibility, age-60 lock-in, and what happens if you leave Japan.

Index funds in Japan explained: eMAXIS Slim S&P 500, All Country and TOPIX, SBI alternatives, foreign ETF access, costs and NISA eligibility.

J-REITs in Japan explained for residents: TSE structure, sectors, yields, NISA vs taxable handling, and BOJ rate sensitivity in one reference.

Japan Post Bank opens accounts fast for foreign residents on a residence card alone, often same-day. Here is what the basic Yucho account can and cannot do.

Japan's banking system runs on five tiers: megabanks, regional banks, shinkin/shinkumi, online-only banks, and Japan Post Bank. Here's what each one is for.

Megabanks in Japan explained: what MUFG, SMBC, and Mizuho offer beyond smaller banks, from mortgages to corporate accounts, plus who needs one.

Mortgages for foreign residents in Japan explained: PR thresholds, non-PR lenders, current rates, LTV bands, and documents, all sourced and dated.

Multiple bank accounts in Japan solve what one bank cannot: cash access, wires and FX, card approval, and mortgage ties. How residents divide the work.

Why Japanese banks collect your My Number: the 2018 duty, legacy-account requests, FATCA and CRS reporting, refusal effects, and privacy limits.

My Number bank account reporting explained: what banks collect at opening, how details reach the tax agency, and FATCA/CRS forms for foreign tax residents.

Non-US residents in Japan usually pay only Japanese tax after departure. UK, EU, Australian, and Canadian residence tests, exit taxes, and Japan rules covered.

Compare SBI Shinsei, Sony Bank, and Rakuten Bank for foreign residents: English support, multi-currency features, fees, and branchless trade-offs.

Compare Rakuten, SBI, and Monex brokerages in Japan: fee-free trading conditions, NISA support, and foreign-resident account opening explained.

PFIC Japan mutual fund rules for US persons in Japan: which domestic funds trigger Form 8621, how punitive tax regimes work, and compliant alternatives to use.

QR code payments in Japan explained: PayPay, Rakuten Pay, d Payment and LINE Pay setup, funding, acceptance, and campaign points for residents.

Cost of living for a family in Japan, line by line: Tokyo rent, food, utilities, transit, schooling, and insurance, with dated totals families can plan from.

Cost of living Japan single guide with dated line-item budgets for Tokyo 23-ku, secondary metros, and regional areas, plus what moves each total.

Repatriate money when leaving Japan: close brokerage and NISA accounts, claim the pension lump sum, handle bank closure and wire compliance in order.

Revolut Japan explained for residents: plans, limits, and how OFX, Western Union and MoneyGram compare for large transfers and cash pickup corridors.

Sending money out of Japan faces heavier checks than sending money in. Learn thresholds, documents, and timing for outbound wires from Japan.

Emergency fund Japan explained: 3 to 6 month savings targets, 1M yen visa buffer, Japan Post and Rakuten Bank options, and near-zero yield context.

Shinsei GoRemit ended in 2025. Compare the GoRemit fee record, SBI Remit successor, megabank wire fees, SWIFT inbound steps, and AML delays.

How foreign residents can register a signature instead of a hanko at banks and for official filings, where it works, and where a seal is still expected.

Sony Bank multi currency account explained for Japan residents: 12-currency deposits, Wallet direct spending abroad, dated spreads, and use cases.

Japan bank book (tsucho) explained: what the paper passbook does, why megabanks now charge annual fees for it, and whether to keep paper or go digital.

Cash in Japan still rules small shops, while digital wins at konbini, transit and big retail. This guide maps where each wins and how much cash to carry.

Is Japan cheap now? For USD and EUR earners the weak yen cut Tokyo rents and meals sharply. Compare conversions, OECD wage data, and who feels it.

New NISA Japan explained: 2024 tsumitate and growth quotas, 18M yen lifetime cap, tax-free rules, eligibility, and account setup for residents.

New in Japan with no residence tax in year one? Learn why the year-two bill arrives from June, how large it runs, and the monthly reserve habit that covers it.

Keeping a US brokerage from Japan is hard: most US brokers restrict nonresidents. This guide maps closures, Schwab and IBKR paths, and PFIC-safe choices.

US citizens in Japan still file Form 1040 yearly under citizenship-based taxation. How FEIE and the Foreign Tax Credit prevent double tax, explained.

US Japan tax treaty explained for US persons in Japan: tie-breaker residency order, savings clause limits, and where pension relief actually works.

Using a foreign credit card in Japan works in cities on Visa or Mastercard. Learn fees, ATM cash rules, and when to switch to a Japanese card.

Cash still rules in parts of Japan: small eateries, clinics, ryokan, shrines, plus school and neighborhood cash collections. See where yen is needed.

Wise Japan remittance explained: mid-market fees, JPY balance rules, transfer steps, verification holds, and typical speeds to and from Japanese banks.